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Cost of Raising Calculator

Estimate the total cost of raising a child from birth to 18. Based on USDA data, adjusted for your income, region, and inflation.

Your Situation

%

Costs by Age

Annual and cumulative costs from birth to 18

Spending by Category (18 years)

Total Cost (Birth to 18)

$344,446

Average Costs

Per Year$19,136
Per Month$1,595
Per Day$53

18-Year Totals by Category

Housing
$89,322
Food
$62,526
Transportation
$51,261
Clothing
$20,542
Healthcare
$27,297
Childcare/Education
$49,355
Miscellaneous
$44,142

About This Calculator

Based on USDA "Cost of Raising a Child" report data, adjusted for 2024 prices.

Actual costs vary significantly based on lifestyle choices, childcare needs, and location.

Housing costs assume the child's share of household expenses, not additional housing.